Board of Directors
Mr. VGK Prasad is a veteran in the Vehicle Finance business. He founded IKF in 1991 and has partnered with industry giants such as BHPC (Bureau of Hire Purchase and Credit) of TELCO, HDFC Bank, Sundaram Finance, etc. He has served as the President of Krishna District Auto Financiers Association & Federation of Indian Hire Purchase Associations (FIHPA), the apex body of Asset Financing Companies. Apart from IKF Finance, he has promoted IKF Home Finance, the subsidiary of IKF Finance.
Equipped with a BE (Electronics & Communications) and an MBA (Global Management) (USA), Ms K Vasumathi Devi has been associated with the company for the past 15 years. She leads the overall vehicle financing business and specifically focuses on credit, systems, and technology.
She expanded IKF Finance to western and central India and has undertaken upgradation of IT infrastructure and automation of various processes.
She has prior experience of over 10 years in IT and Telecommunications in the US.
Mr. Vinit Mukesh Mehta is a Chartered Accountant and hold a Bachelor's Degree in Commerce from Mumbai University. He brings on board hiss deep experience of raising, investing and returning third party capital across several economic cycles.
He has over 15 years of experience in investment banking (Kotak, KPMG), private equity and Corporate Banking (HDFC Bank). Prior to joining MOPE, He was with Kotak Investment Bank where he led and executed 40+transaction and successfully helped raise more than USD 25 bn across M&A, Private Equity and Capital Market fund raises.
A specialist in Diagnostic Gastro Entrology, engaged as a medical professional for last 35 years in the US, Dr. Sinha is an NRI Director of the Company. Besides being a medical professional, he is associated with several medical institutions in the US, as consultant and director.
He also holds the position of Directorship in Amara Raja Power Systems (P) Limited, an associate concern of Amara Raja Batteries Limited.
Sunil Chandiramani is a Chartered accountant by profession, a qualified Technologist and IT Security specialist as well. He is an Independent Director on the several Listed companies and PE funded organizations such as Ganesh Grains Limited (Board and Audit Committee), Updater Service Pvt Ltd (Board and Audit Committee), Sapphire Foods Limited (Board Chairman, Audit Committee, Stakeholder Committee). He was also on the Board of Jammu & Kashmir Bank (Board, Audit Committee, Nomination and Remuneration Committee, Risk Management Committee, IT Committees, GST Committee) Poonawalla Fincorp Limited (Board, Audit Committee Chair, Risk Management and Stakeholder Committee), and MORE Retail Limited (Board and Audit Committee) an AMAZON and Samara Capital.
Sunil is a Chartered Accountant from Institute of Chartered Accountants of India (1993). He also has his Masters in Systems Management (1991) from National Institute of Information Technology and is also Certified in Risk and Information Security Controls (2010) and Certified Information Security Professional (1995) – from the Information Security and Controls Association, USA. He got his Bachelors in Commerce (1990) from the Sydenham College of Commerce & Economics.
A seasoned professional with a proven track record in building and managing profitable businesses, adept at fostering strong franchises and leading large teams across diversified sectors. Possessing extensive knowledge of corporate India, industries, and regulatory frameworks, with over three decades of experience in analyzing and engaging with over 2000 large and mid-sized corporates, financial institutions, regulators, and policymakers.
He is currently engaged with CRISIL Limited as a Senior Advisor Government & Regulatory Relations as an Independent Director in PG Electroplast Limited, TruBoard Partners Private Limited, Dvara KGFS and as a Member of SEBI Market Data Advisory Committee and Expert Committee for MSMEs for the Tamil Nadu Government. He also consults with various multilateral organisations like ADB and World Bank.
His notable leadership roles include:
- Receivable Exchange of India (March 2017 – March 2023): Director.
- Principal Trustee Company Private Limited (July 2019 – June 2022): Director.
- Magma Housing Finance Limited (March 2020 – July 2021): Director.
- Piramal Capital & Housing Finance Limited (March 2017 – March 2020): Senior Advisor & Member Advisory Board.
- Aspiring Minds Assessments Private Limited (May 2016 – December 2019): Senior Advisor.
- CRISIL Limited (March 1992- April 2016): Various roles including President Ratings and Corporate Affairs, President CRISIL Risk & Infrastructure Solutions, Chief Operating Officer.
His educational qualifications include Associate Chartered Accountant, Institute of Chartered Accountants of India, 1991, B. Com (Honors), Hans Raj College, Delhi University, 1988.
Mr. Sethuraman Ganesh is a former Principal Chief General Manager of Reserve Bank of India,with 3 decades’ PAN India experience, including 10 years at senior management level.Currently, he holds the position of Independent Director on the Boards of two systemically important NBFCs- Sonata Finance Pvt Ltd. and Indel Money Ltd. He has also served as a Non-Executive Director on the board of BSS Microfinance Pvt. Ltd. In addition, he is a Member of the Advisory Board of the Infimind Institute of Skill Development LLP.
Mr. Ganesh’s work experience spans NBFC MFI board directorship, RBI Nominee Directorship on the Boards of two public sector banks (UCO Bank and Oriental Bank of Commerce), bank supervision, banking ombudsmanship, RBI regional directorship and Management and Delivery of Training as Principal of the Reserve Bank Staff College at Chennai and Faculty Member at the Bankers Training College at Mumbai. Mr. Ganesh has a Master’s Degree in English from Bangalore University and is a Certificated Associate of the Indian Institute of Bankers (CAIIB). He is a certified trainer in Neuro Linguistic Programming (NLP) and has deep interest in Training, Learning and Development.
Kannan is a seasoned banking professional with extensive experience spanning over four decades. Currently serving as Director (Independent) on the board of Maximus Asset Reconstruction Company Limited in Hyderabad since December 2017, and also contributing as a Member of the Settlement Advisory Committee at Canara Bank.
His notable leadership roles include:
- Chairman and Managing Director of Vijaya Bank (2014)
- Executive Director of Oriental Bank of Commerce (2010-2013)
- Director (Independent) on the board of Canara Robecco Asset Management Company Limited (2016-2021)
- Member of the Debenture Trustee Committee at Catalyst Trustee Company, Pune, representing debenture holders during the resolution of Dewan Housing Finance Limited (DHFL)
- Director on the boards of SBI Factors and Canara HSBC Oriental Bank of Commerce Insurance Company Limited
Contributions to various banking associations including the Indian Banks Association and the Foreign Exchange Dealers Association of India.
His illustrious banking career began at Bank of Maharashtra, where he ascended from the position of Probationary Officer to General Manager over a span of 34 years.
Kannan has enriched his expertise through diverse training programs and seminars globally, including sessions at Kellogg School of Management, Chicago, and engagements with regulatory bodies like the Financial Services Authority of the United Kingdom.
His educational qualifications include a B.Sc. (Hons) from Bangalore University, a P.G. Diploma in Business Administration from St. Josephs Institute Bangalore, and the CAIIB (Certified Associate of the Indian Institute of Bankers) certification.
Mr Robin Bhanwarlal Agarwal
Mr. Robin Agarwal has over 14 years of experience across Private Equity and Consulting. He serves as an Executive Director at CR Advisors LLP, where he focuses on growth investments in India and South-East Asia. He holds board positions in several companies, including Kogta Financial and APAC Financial Services. He is an alumnus of the Indian School of Business Hyderabad and the Indian Institute of Technology Bombay
Our Leadership
Mr. Debnil Chakravarty is a seasoned professional with extensive experience in the banking and financial services sector. He has over 25 years of experience in the industry, with a focus on asset lending and start ups.
Currently at IKF Finance Limited, he is involved in building the company for its next phase of growth. Prior to this role, He has worked with NBFCs and Banks like ICICI, CITI, SREI and SOUTH INDIAN BANK. He was also part of a few scale up journeys with Start ups.
He has done his Bachelor in Economics followed by a PGDBA and CFA. He also attended a Senior Executive Programme from London Business School.
Mr. Prakash Bhawnani, a seasoned finance professional with over 15 years of corporate finance and risk management experience, has made significant contributions across esteemed organizations.
His impactful journey encompasses key roles at ICICI Bank, Union Bank, Reliance Industries, Home Credit, and India Shelter Finance Corporation Ltd, where he excelled in leading treasury and financial planning functions. In his last role, he managed the CFO responsibilities with Keertana Finserv. With a dynamic academic background, Prakash holds a Chartered Financial Analyst (CFA) designation from CFAI, USA, and is a Company Secretary (CS) and CAIIB.
He earned his MBA complemented by an MS in Finance in 2009. Furthermore, Prakash stands as an esteemed alumnus of IIM Calcutta's leadership program for CFOs.
Mr. Chakrapani Gollamudi has a Bachelor of Sciences degree and has completed the Risk Management Executive program at IIM-Bangalore. He has over 27 years of experience in credit, sales and recovery. He has also worked with Kotak Mahindra Bank, HDFC Bank, Citicorp Finance India Limited and Ashok Leyland Finance.
His last assignment was with Kotak Mahindra Bank for 14 years, where he held a Zonal Position for West and South regions, overseeing all commercial vehicle related products; he also held the National Credit Head position for used vehicle loans. In addition, he has experience relating to Siebel CRM and was instrumental in building various customized functionalities like marketing, sales and service modules and responsible for their successful implementation on a pan-India basis.
He contributed significantly to the Credit Score Card based approval system for retail CV loans and has been involved in identifying untapped markets and products with good potential, thereby contributing to the overall growth and profitability.
Mr. Raghuram K holds a Master’s degree in Business Administration (finance specialization) and has over 25 years of experience in the Asset Financing business.
His expertise includes formulating and implementing sales enhancement strategies, accomplishing the given targets in budgeted parameters, sales, administration and recovery.
Previously, he has worked with ICICI Bank, GE Capital, HDFC Bank, SREI finance, etc. He is highly proficient in tapping new markets and clients and generating business towards enhancing the profitability of the company.
Sanjay Kumar Singh, a seasoned finance Professional with over 25 years of rich experience in esteemed Financial Organizations. He had the privilege of working across diverse roles ensuring that organizations not only meet Legal and Regulatory requirements but also foster a culture of accountability and ethical leadership.
He held key leadership roles with a strong focus on Regulatory Compliance, Corporate Governance, Risk Management, Operations, Customer Engagement and Business Process Re-engineering. He brings unparalleled expertise in ensuring compliance with regulatory authorities such as RBI, SEBI, and IRDAI while spearheading excellence. He was part of UTIITSL(A Central Government Organization), ICICI Prudential Mutual Fund and Poonawalla Fincorp Ltd(Erstwhile Magma Fincorp Ltd). He earned degree of Engineering (B.E.) with Post Graduate Diploma in Business Administration (PGDBA).
Raman serves as the Head of Human Resources at IKF Finance. He holds a Master's degree in Management Studies and a Postgraduate Diploma in Personnel Management and Industrial Relations. With extensive experience in human resources, Raman has previously worked with esteemed organizations such as Equitas Small Finance Bank, Srei-BNP Paribas JV, Randstad India Ltd., and ABC Consultants. Notably, he held the position of Vice President in the Human Resources department at Equitas Small Finance Bank Ltd.
At IKF Finance, Raman plays a key role in strategic HR planning, leadership, and the effective implementation of HR policies and practices across the organization, contributing to the company's continued growth and success.
Mr. H Srinivas has over 29 years of experience in collections, credit appraisal and team management in the BFSI industry. He is proficient in handling the collection operations towards minimizing delinquency levels and accomplishing the assigned targets.
With proven abilities in designing plans for augmenting collections and maintaining relations with third party collection agencies, he has demonstrated business acumen in leading and managing operations and achieving higher rates of organic growth.
Previously, he has worked with Apple Credit Corporation Limited, CITI Group, SREI and Midwest Leasing & Finance Ltd.
A fintech professional with extensive experience of working in early stage, high growth and regulatory environment.
I am expert in designing & implementing competitive business strategies to penetrate new accounts and enhancing business growth to generate revenue.I’ve hands-on experience in scaling up TReDs business and presently working towards the launch and scaling up of a new TReDS platform in India.
Mr. Chapalamadugu Sreenivasa Rao is a qualified Cost Accountant & Company Secretary and has over 17 years of experience in cost accounting & company secretarial matters. Previously, he has worked with BBM Bommidalla Group.
Mr. Shailendra Kumar Lath is a dynamic operations and finance leader with over two decades of experience across banking, NBFC, fintech, and insurance broking sectors. A qualified Chartered Accountant, Cost Accountant, and Company Secretary (Finalist), he has consistently driven business growth through operational innovation and customer-centric strategies.
Prior to joining IKF Finance as National Operations Manager, Mr. Lath held leadership roles at SREI Equipment Finance and SPURVY Financial Solutions, where he successfully led business transformation initiatives, launched new verticals, and streamlined operations. Known for his hands-on approach and strategic foresight, he has played a pivotal role in implementing co-lending platforms, decentralized lending models, and performance tracking frameworks.
He is also an award-winning leader, having led teams recognized for excellence in support functions. His career reflects a consistent focus on innovation, regulatory compliance, customer-centric process improvement, and operational excellence.
Mr. Srinivas Thuta is a seasoned banking and finance professional with over 20 years of experience, including 17 years in credit underwriting and risk management. At IKF Finance, he leads the credit function of the Vehicle Finance Division and handles retail CV, CE and NBFC portfolio.
Before joining IKF Finance in 2022, he held leadership roles with ICICI Bank, Kotak Mahindra Bank, HDFC Bank and IndusInd Bank, managing diversified portfolios and sanctioning high-value credit proposals. He has a proven track record in portfolio management, policy adherence and maintaining asset quality with minimal delinquencies.
Mr. Srinivas is an Associate of Cost and Management Accountants (ACMA) and holds an MBA in Marketing and Finance from GITAM, Visakhapatnam.
