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Schedule Charges

Vehicle :

Sr.No Particular Remarks
1 Penal Charges 3% p.m
2 Cheque Dishonor Charges Rs. 500/-per Instrument per instance + GST
3 Visit Charge Rs.500/-per visit
4 Prepayment Charges/Foreclosure Charge 5% of principle outstanding on the date of prepayment /foreclosure + GST
5 Over Due Reminder & Other Notices Charges Rs.250/-per notice/reminder+GST
6 Legal Notice Charges Rs.1000/- GST
7 Service Charges
a Personal Car 1% + GST
b Agri 1% + GST
c CE 1% + GST
d SCV, LCV 2% + GST
e HCV 1.5% + GST
f CMT 1.5% + GST
8 Stamp Duty As per the state stamp Act
9 Documentation Fees Rs.1500 + GST
10 RTGS Charges ( if applicable) 0.1% of the Loan amount
MSME :

Sr.No Charge type Applicable Charges
1 Documentation Fee
If loan amt <=40 Lacs - 3000.00
If loan amt >40 Lacs - 6000.00
2 Legal & Technical Charges
If loan amt <=40 Lacs - 5000.00
If loan amt >40 Lacs - Nil
3 Processing Fee 2%+Taxes
4 Cersai 300+Taxes
5 Document Storage Fee 1000+Taxes
6 ECS/Chq dishonor Charges 500+Taxes
7 Collection Charges 200+Taxes
8 Late payment of EMI 2.50% per month
9 PDC/ECS/NACH/ENACH Swapping 1000+Taxes
10 Disbursement Chq Cancellation & Re issuance with Chq/RTGS mode 1000+Taxes
11 Charges for duplicate Amortization Schedule/NOC 500+Taxes
12 Statement of Account 500+Taxes
13 Payment through DD 1.50 per 1000 & Multiples thereof +Applicable taxes
14 Doorstep Collection 250+Taxes
15 Document Retrieval charges fron Custody
500+Taxes - Up to 3 docs
1000+Taxes - More than 3 docs
16 Insurance of the Borrower/Property As per applicable
17 Part Payment/Fore closure charges
6%+Taxes - <=12 Months from disb
5%+Taxes - >12 Months from disb